Census ACS · ZIP Code Tabulation Area

38560 Income Statistics for 2026

Smith County, Tennessee

Median household income

$77,986

Median household income ($77,986) is higher than Smith County County ($69,245).

38560$77,986
Smith County County$69,245
38569—
37151$102,168
38567$100,368
38547$80,843
37145$69,150

Average household income

$107,116

Average household income ($107,116) is higher than Smith County County ($88,688).

38560$107,116
Smith County County$88,688
38569$157,964
37151$136,250
38567$115,776
38547$91,422
37145$89,107

Per-capita income

$31,353

Per-capita income ($31,353) is lower than Smith County County ($34,566).

38560$31,353
Smith County County$34,566
38569$62,811
37151$50,584
38567$43,122
38547$33,329
37145$41,464

Households earning $100k+

42.8%

Households earning $100k+ (42.8%) is higher than Smith County County (31.0%).

3856042.8%
Smith County County31.0%
3856942.2%
3715174.6%
3856751.2%
3854731.9%
3714531.8%

All demographics

Population
1,432
Households
421
Median age
34.3 yrs
Median household income
$77,986
Mean household income
$107,116
Per capita income
$31,353
Median home value
$241,300
Median gross rent
$777
Owner-occupied housing
75.3%
Bachelor's degree or higher
12.5%
In labor force
55.9%
Poverty rate
7.3%
Households earning $100k+
42.8%
Population under 5
1.9%
Population age 18–34
20.9%
Population age 25–44
27.1%
Population age 45–64
19.6%
Population age 65+
13.0%
Hispanic or Latino
2.1%
Black (non-Hispanic)
1.0%
Asian (non-Hispanic)
0.0%
Unemployment rate
2.5%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/tennessee/38560

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 38560 income statistics ($77,986 median)

ZIP Code Tabulation Area 38560 in Tennessee is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 38560 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 1,432 people live in this ZCTA. Median household income here ($77,986) is higher than Smith County County ($69,245). Operators sizing a local market often pair median income with mean income ($107,116) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Tennessee·ZIP codes in Smith County