Census ACS · ZIP Code Tabulation Area

98264 Income Statistics for 2026

Whatcom County, Washington

Median household income

$103,638

Median household income ($103,638) is higher than Whatcom County County ($82,812).

98264$103,638
Whatcom County County$82,812
98281$78,125
98240$110,116
98248$91,060
98229$90,945
98276$97,159

Average household income

$128,145

Average household income ($128,145) is higher than Whatcom County County ($110,401).

98264$128,145
Whatcom County County$110,401
98281$145,383
98240$131,966
98248$130,587
98229$124,094
98276$123,226

Per-capita income

$46,257

Per-capita income ($46,257) is higher than Whatcom County County ($45,320).

98264$46,257
Whatcom County County$45,320
98281$85,419
98240$47,642
98248$46,916
98229$51,213
98276$42,930

Households earning $100k+

51.7%

Households earning $100k+ (51.7%) is higher than Whatcom County County (42.0%).

9826451.7%
Whatcom County County42.0%
9828138.2%
9824057.1%
9824845.9%
9822945.9%
9827649.8%

All demographics

Population
23,123
Households
8,285
Median age
35.8 yrs
Median household income
$103,638
Mean household income
$128,145
Per capita income
$46,257
Median home value
$609,100
Median gross rent
$1,688
Owner-occupied housing
68.4%
Bachelor's degree or higher
28.9%
In labor force
66.9%
Poverty rate
9.8%
Households earning $100k+
51.7%
Population under 5
7.3%
Population age 18–34
22.5%
Population age 25–44
26.9%
Population age 45–64
22.0%
Population age 65+
16.3%
Hispanic or Latino
15.9%
Black (non-Hispanic)
0.3%
Asian (non-Hispanic)
2.6%
Unemployment rate
3.4%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/washington/98264

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 98264 income statistics ($103,638 median)

ZIP Code Tabulation Area 98264 in Washington is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 98264 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 23,123 people live in this ZCTA. Median household income here ($103,638) is higher than Whatcom County County ($82,812). Operators sizing a local market often pair median income with mean income ($128,145) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Washington·ZIP codes in Whatcom County