Census ACS · ZIP Code Tabulation Area

32541 Income Statistics for 2026

Okaloosa County, Florida

Median household income

$95,124

Median household income ($95,124) is higher than Okaloosa County County ($82,452).

32541$95,124
Okaloosa County County$82,452
32579$104,510
32578$108,972
32580$91,645
32531$84,992
32567$76,500

Average household income

$155,090

Average household income ($155,090) is higher than Okaloosa County County ($108,996).

32541$155,090
Okaloosa County County$108,996
32579$141,713
32578$135,551
32580$121,026
32531$109,347
32567$101,885

Per-capita income

$69,452

Per-capita income ($69,452) is higher than Okaloosa County County ($44,066).

32541$69,452
Okaloosa County County$44,066
32579$60,320
32578$53,107
32580$52,359
32531$43,310
32567$34,201

Households earning $100k+

46.6%

Households earning $100k+ (46.6%) is higher than Okaloosa County County (41.0%).

3254146.6%
Okaloosa County County41.0%
3257954.7%
3257856.5%
3258045.3%
3253142.9%
3256737.8%

All demographics

Population
18,855
Households
8,446
Median age
42.6 yrs
Median household income
$95,124
Mean household income
$155,090
Per capita income
$69,452
Median home value
$597,900
Median gross rent
$2,044
Owner-occupied housing
68.4%
Bachelor's degree or higher
47.8%
In labor force
66.2%
Poverty rate
6.7%
Households earning $100k+
46.6%
Population under 5
4.4%
Population age 18–34
17.8%
Population age 25–44
28.6%
Population age 45–64
27.6%
Population age 65+
19.0%
Hispanic or Latino
7.0%
Black (non-Hispanic)
3.7%
Asian (non-Hispanic)
1.9%
Unemployment rate
2.1%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/florida/32541

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 32541 income statistics ($95,124 median)

ZIP Code Tabulation Area 32541 in Florida is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 32541 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 18,855 people live in this ZCTA. Median household income here ($95,124) is higher than Okaloosa County County ($82,452). Operators sizing a local market often pair median income with mean income ($155,090) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Florida·ZIP codes in Okaloosa County