Census ACS · ZIP Code Tabulation Area

32578 Income Statistics for 2026

Okaloosa County, Florida

Median household income

$108,972

Median household income ($108,972) is higher than Okaloosa County County ($82,452).

32578$108,972
Okaloosa County County$82,452
32541$95,124
32579$104,510
32580$91,645
32531$84,992
32567$76,500

Average household income

$135,551

Average household income ($135,551) is higher than Okaloosa County County ($108,996).

32578$135,551
Okaloosa County County$108,996
32541$155,090
32579$141,713
32580$121,026
32531$109,347
32567$101,885

Per-capita income

$53,107

Per-capita income ($53,107) is higher than Okaloosa County County ($44,066).

32578$53,107
Okaloosa County County$44,066
32541$69,452
32579$60,320
32580$52,359
32531$43,310
32567$34,201

Households earning $100k+

56.5%

Households earning $100k+ (56.5%) is higher than Okaloosa County County (41.0%).

3257856.5%
Okaloosa County County41.0%
3254146.6%
3257954.7%
3258045.3%
3253142.9%
3256737.8%

All demographics

Population
34,738
Households
13,668
Median age
43.1 yrs
Median household income
$108,972
Mean household income
$135,551
Per capita income
$53,107
Median home value
$447,700
Median gross rent
$1,863
Owner-occupied housing
78.9%
Bachelor's degree or higher
45.5%
In labor force
62.2%
Poverty rate
8.1%
Households earning $100k+
56.5%
Population under 5
5.9%
Population age 18–34
17.8%
Population age 25–44
24.0%
Population age 45–64
26.9%
Population age 65+
20.4%
Hispanic or Latino
6.9%
Black (non-Hispanic)
3.5%
Asian (non-Hispanic)
4.3%
Unemployment rate
3.4%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/florida/32578

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 32578 income statistics ($108,972 median)

ZIP Code Tabulation Area 32578 in Florida is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 32578 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 34,738 people live in this ZCTA. Median household income here ($108,972) is higher than Okaloosa County County ($82,452). Operators sizing a local market often pair median income with mean income ($135,551) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Florida·ZIP codes in Okaloosa County