Census ACS · ZIP Code Tabulation Area

40065 Income Statistics for 2026

Shelby County, Kentucky

Median household income

$77,869

Median household income ($77,869) is lower than Shelby County County ($82,871).

40065$77,869
Shelby County County$82,871
40022$98,333
40067$97,684
40003$97,681
40076$91,786

Average household income

$94,437

Average household income ($94,437) is lower than Shelby County County ($100,767).

40065$94,437
Shelby County County$100,767
40022$137,333
40067$129,513
40003$100,734
40076$96,501

Per-capita income

$37,156

Per-capita income ($37,156) is lower than Shelby County County ($39,580).

40065$37,156
Shelby County County$39,580
40022$53,946
40067$51,261
40003$41,886
40076$34,911

Households earning $100k+

36.4%

Households earning $100k+ (36.4%) is lower than Shelby County County (39.0%).

4006536.4%
Shelby County County39.0%
4002249.4%
4006748.7%
4000339.9%
4007642.2%

All demographics

Population
32,160
Households
12,470
Median age
39.5 yrs
Median household income
$77,869
Mean household income
$94,437
Per capita income
$37,156
Median home value
$280,500
Median gross rent
$1,048
Owner-occupied housing
68.3%
Bachelor's degree or higher
30.1%
In labor force
64.6%
Poverty rate
11.6%
Households earning $100k+
36.4%
Population under 5
6.3%
Population age 18–34
21.8%
Population age 25–44
25.7%
Population age 45–64
26.3%
Population age 65+
16.1%
Hispanic or Latino
13.7%
Black (non-Hispanic)
4.6%
Asian (non-Hispanic)
1.1%
Unemployment rate
3.7%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/kentucky/40065

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 40065 income statistics ($77,869 median)

ZIP Code Tabulation Area 40065 in Kentucky is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 40065 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 32,160 people live in this ZCTA. Median household income here ($77,869) is lower than Shelby County County ($82,871). Operators sizing a local market often pair median income with mean income ($94,437) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Kentucky·ZIP codes in Shelby County