Census ACS 5-year estimates · 2026

Kentucky Income Statistics for 2026

The average income for households in Kentucky is $87,807, which is 23% lower than the US average.

The median income for households in Kentucky is $63,726, which is 21% lower than the US median.

Kentucky has a population-weighted median household income of $67,097 and mean household income of $88,006 across 750 ZIP codes — 23.4% lower than the US average for median income.

Median household income (ZIP-weighted)

$67,097

US ZIP-weighted median: $87,610 · 23.4% lower than the US average

Mean household income (ZIP-weighted)

$88,006

US ZIP-weighted mean: $113,774 · 22.6% lower than the US average

Per capita income

$35,827

US per capita: $44,688 · 19.8% lower than the US average

Population & households

Population
4,538,240
Households
1,815,643
ZIP codes
750

By age of householder

Median household income by age in Kentucky

Census ACS table B19049 · 2024 5-year estimates

Under 25
$40,026-12% vs US

Gray bar = US median ($45,332)

25 to 44Peak
$75,625-17% vs US

Gray bar = US median ($90,756)

45 to 64
$75,214-23% vs US

Gray bar = US median ($97,843)

65 and over
$46,908-20% vs US

Gray bar = US median ($58,390)

In Kentucky, younger households (householder under 25) report a median income of $40,026. Income peaks for householders aged 25 to 44, at $75,625. Among householders 65 and over, the median falls to $46,908 — a common pattern as people transition from career earnings to retirement income.

Income distribution

How Kentucky households are spread across income levels

Census ACS table B19001 · 1,814,469 households · 2024 5-year estimates

Less than $10,000
111,5316%
$10,000 to $14,999
94,3005%
$15,000 to $19,999
73,8284%
$20,000 to $24,999
76,6474%
$25,000 to $29,999
73,7894%
$30,000 to $34,999
76,7944%
$35,000 to $39,999
75,4624%
$40,000 to $44,999
73,6294%
$45,000 to $49,999
70,2914%
$50,000 to $59,999
129,1467%
$60,000 to $74,999
180,27010%
$75,000 to $99,999Largest
231,61913%
$100,000 to $124,999
171,61410%
$125,000 to $149,999
116,3406%
$150,000 to $199,999
128,1117%
$200,000 or more
131,0987%

Under $50k

40%

$50k–$99k

30%

$100k–$149k

16%

$150k+

14%

Kentucky has 1,814,469 households spread across 16 income brackets. The largest share (13%) falls in the $75,000 to $99,999 range. Roughly 30% of households earn $100,000 or more per year. About 40% earn less than $50,000.

Richest Kentucky ZIP codes

Richest ZIP codes are ranked by mean household income among ZCTAs with at least 500 residents. Census suppresses exact medians above $250,000; mean income avoids ties.

RankZIPCountyPopulationMean incomeMedian income
140025Jefferson County565$702,592$250,001
240059Jefferson County20,892$236,322$152,727
340010Oldham County678$231,730$196,125
440510Fayette County1,904$191,191$161,938
540023Jefferson County6,870$181,069$144,635
640026Oldham County5,975$179,771$134,254
741091Boone County25,244$173,547$136,307
841048Boone County16,211$172,729$137,398
940513Fayette County11,032$165,706$128,013
1040245Jefferson County39,835$163,222$122,948

Hero statistics use official Census ACS state totals (tables B19013 and S1902). Figures in this section are population-weighted aggregates of ZIP Code Tabulation Area (ZCTA) estimates for browsing individual ZIP codes. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/kentucky

Link to this page

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