Census ACS 5-year estimates · 2026
The average income for households in Kentucky is $87,807, which is 23% lower than the US average.
The median income for households in Kentucky is $63,726, which is 21% lower than the US median.
More Kentucky income data
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Explore the richest ZIPs in KentuckyKentucky has a population-weighted median household income of $67,097 and mean household income of $88,006 across 750 ZIP codes — 23.4% lower than the US average for median income.
$67,097
US ZIP-weighted median: $87,610 · 23.4% lower than the US average
$88,006
US ZIP-weighted mean: $113,774 · 22.6% lower than the US average
$35,827
US per capita: $44,688 · 19.8% lower than the US average
By age of householder
Census ACS table B19049 · 2024 5-year estimates
Gray bar = US median ($45,332)
Gray bar = US median ($90,756)
Gray bar = US median ($97,843)
Gray bar = US median ($58,390)
In Kentucky, younger households (householder under 25) report a median income of $40,026. Income peaks for householders aged 25 to 44, at $75,625. Among householders 65 and over, the median falls to $46,908 — a common pattern as people transition from career earnings to retirement income.
Income distribution
Census ACS table B19001 · 1,814,469 households · 2024 5-year estimates
Under $50k
40%
$50k–$99k
30%
$100k–$149k
16%
$150k+
14%
Kentucky has 1,814,469 households spread across 16 income brackets. The largest share (13%) falls in the $75,000 to $99,999 range. Roughly 30% of households earn $100,000 or more per year. About 40% earn less than $50,000.
Richest ZIP codes are ranked by mean household income among ZCTAs with at least 500 residents. Census suppresses exact medians above $250,000; mean income avoids ties.
| Rank | ZIP | County | Population | Mean income | Median income |
|---|---|---|---|---|---|
| 1 | 40025 | Jefferson County | 565 | $702,592 | $250,001 |
| 2 | 40059 | Jefferson County | 20,892 | $236,322 | $152,727 |
| 3 | 40010 | Oldham County | 678 | $231,730 | $196,125 |
| 4 | 40510 | Fayette County | 1,904 | $191,191 | $161,938 |
| 5 | 40023 | Jefferson County | 6,870 | $181,069 | $144,635 |
| 6 | 40026 | Oldham County | 5,975 | $179,771 | $134,254 |
| 7 | 41091 | Boone County | 25,244 | $173,547 | $136,307 |
| 8 | 41048 | Boone County | 16,211 | $172,729 | $137,398 |
| 9 | 40513 | Fayette County | 11,032 | $165,706 | $128,013 |
| 10 | 40245 | Jefferson County | 39,835 | $163,222 | $122,948 |
Hero statistics use official Census ACS state totals (tables B19013 and S1902). Figures in this section are population-weighted aggregates of ZIP Code Tabulation Area (ZCTA) estimates for browsing individual ZIP codes. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/kentucky
Permanent URL backed by Census ACS data in PocketBase.