Census ACS · ZIP Code Tabulation Area

40245 Income Statistics for 2026

Jefferson County, Kentucky

Median household income

$122,948

Median household income ($122,948) is higher than Jefferson County County ($74,793).

40245$122,948
Jefferson County County$74,793
40025$250,001
40059$152,727
40023$144,635
40207$101,898
40205$99,966

Average household income

$163,222

Average household income ($163,222) is higher than Jefferson County County ($99,582).

40245$163,222
Jefferson County County$99,582
40025$702,592
40059$236,322
40023$181,069
40207$150,612
40205$136,122

Per-capita income

$62,005

Per-capita income ($62,005) is higher than Jefferson County County ($42,555).

40245$62,005
Jefferson County County$42,555
40025$263,334
40059$91,414
40023$66,318
40207$72,150
40205$59,226

Households earning $100k+

59.5%

Households earning $100k+ (59.5%) is higher than Jefferson County County (34.0%).

4024559.5%
Jefferson County County34.0%
4002593.0%
4005966.1%
4002375.0%
4020750.9%
4020550.0%

All demographics

Population
39,835
Households
15,048
Median age
40.8 yrs
Median household income
$122,948
Mean household income
$163,222
Per capita income
$62,005
Median home value
$445,300
Median gross rent
$1,688
Owner-occupied housing
77.0%
Bachelor's degree or higher
59.3%
In labor force
63.0%
Poverty rate
6.4%
Households earning $100k+
59.5%
Population under 5
6.4%
Population age 18–34
19.5%
Population age 25–44
25.0%
Population age 45–64
27.7%
Population age 65+
16.9%
Hispanic or Latino
5.7%
Black (non-Hispanic)
8.0%
Asian (non-Hispanic)
7.3%
Unemployment rate
3.0%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/kentucky/40245

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 40245 income statistics ($122,948 median)

ZIP Code Tabulation Area 40245 in Kentucky is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 40245 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 39,835 people live in this ZCTA. Median household income here ($122,948) is higher than Jefferson County County ($74,793). Operators sizing a local market often pair median income with mean income ($163,222) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Kentucky·ZIP codes in Jefferson County