Census ACS · ZIP Code Tabulation Area

40489 Income Statistics for 2026

Lincoln County, Kentucky

Median household income

$56,034

Median household income ($56,034) is higher than Lincoln County County ($54,167).

40489$56,034
Lincoln County County$54,167
40437$53,775
40484$52,609
40419$56,549
40442—

Average household income

$85,714

Average household income ($85,714) is higher than Lincoln County County ($73,713).

40489$85,714
Lincoln County County$73,713
40437$75,833
40484$71,170
40419$69,080
40442$63,081

Per-capita income

$28,281

Per-capita income ($28,281) is lower than Lincoln County County ($28,401).

40489$28,281
Lincoln County County$28,401
40437$31,220
40484$29,916
40419$22,111
40442$31,251

Households earning $100k+

20.6%

Households earning $100k+ (20.6%) is lower than Lincoln County County (22.0%).

4048920.6%
Lincoln County County22.0%
4043723.3%
4048423.9%
4041921.1%
4044214.0%

All demographics

Population
4,538
Households
1,504
Median age
34.7 yrs
Median household income
$56,034
Mean household income
$85,714
Per capita income
$28,281
Median home value
$91,200
Median gross rent
$780
Owner-occupied housing
78.5%
Bachelor's degree or higher
7.6%
In labor force
45.9%
Poverty rate
19.6%
Households earning $100k+
20.6%
Population under 5
9.1%
Population age 18–34
19.9%
Population age 25–44
22.9%
Population age 45–64
22.1%
Population age 65+
14.6%
Hispanic or Latino
0.0%
Black (non-Hispanic)
0.0%
Asian (non-Hispanic)
0.0%
Unemployment rate
1.7%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/kentucky/40489

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 40489 income statistics ($56,034 median)

ZIP Code Tabulation Area 40489 in Kentucky is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 40489 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 4,538 people live in this ZCTA. Median household income here ($56,034) is higher than Lincoln County County ($54,167). Operators sizing a local market often pair median income with mean income ($85,714) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Kentucky·ZIP codes in Lincoln County