Census ACS · ZIP Code Tabulation Area

40701 Income Statistics for 2026

Whitley County, Kentucky

Median household income

$47,204

Median household income ($47,204) is higher than Whitley County County ($45,296).

40701$47,204
Whitley County County$45,296
40763—
40769$43,878
40759$34,909
40940—

Average household income

$62,416

Average household income ($62,416) is higher than Whitley County County ($61,019).

40701$62,416
Whitley County County$61,019
40763$96,456
40769$60,930
40759$46,219
40940$35,483

Per-capita income

$25,740

Per-capita income ($25,740) is higher than Whitley County County ($23,461).

40701$25,740
Whitley County County$23,461
40763$37,709
40769$20,976
40759$14,668
40940$16,102

Households earning $100k+

20.8%

Households earning $100k+ (20.8%) is higher than Whitley County County (17.0%).

4070120.8%
Whitley County County17.0%
4076310.5%
4076914.2%
407596.3%
409400.0%

All demographics

Population
30,526
Households
12,374
Median age
40.8 yrs
Median household income
$47,204
Mean household income
$62,416
Per capita income
$25,740
Median home value
$160,700
Median gross rent
$747
Owner-occupied housing
67.8%
Bachelor's degree or higher
20.3%
In labor force
48.8%
Poverty rate
24.1%
Households earning $100k+
20.8%
Population under 5
6.5%
Population age 18–34
19.9%
Population age 25–44
25.3%
Population age 45–64
24.6%
Population age 65+
20.0%
Hispanic or Latino
1.5%
Black (non-Hispanic)
0.4%
Asian (non-Hispanic)
0.2%
Unemployment rate
4.2%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/kentucky/40701

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 40701 income statistics ($47,204 median)

ZIP Code Tabulation Area 40701 in Kentucky is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 40701 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 30,526 people live in this ZCTA. Median household income here ($47,204) is higher than Whitley County County ($45,296). Operators sizing a local market often pair median income with mean income ($62,416) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Kentucky·ZIP codes in Whitley County