Census ACS · ZIP Code Tabulation Area

40813 Income Statistics for 2026

Bell County, Kentucky

Median household income

$81,204

Median household income ($81,204) is higher than Bell County County ($34,108).

40813$81,204
Bell County County$34,108
40902—
40977$37,917
40958$48,721
40856$47,880
40965$28,685

Average household income

$71,122

Average household income ($71,122) is higher than Bell County County ($49,571).

40813$71,122
Bell County County$49,571
40902$58,166
40977$55,065
40958$52,254
40856$46,612
40965$46,145

Per-capita income

$33,538

Per-capita income ($33,538) is higher than Bell County County ($21,691).

40813$33,538
Bell County County$21,691
40902$27,415
40977$22,450
40958$20,339
40856$20,399
40965$21,508

Households earning $100k+

23.5%

Households earning $100k+ (23.5%) is higher than Bell County County (12.0%).

4081323.5%
Bell County County12.0%
4090223.3%
4097714.7%
4095817.3%
408564.3%
4096510.5%

All demographics

Population
354
Households
166
Median age
33.8 yrs
Median household income
$81,204
Mean household income
$71,122
Per capita income
$33,538
Median home value
$159,800
Median gross rent
$541
Owner-occupied housing
59.6%
Bachelor's degree or higher
5.2%
In labor force
83.2%
Poverty rate
5.1%
Households earning $100k+
23.5%
Population under 5
0.0%
Population age 18–34
41.2%
Population age 25–44
45.8%
Population age 45–64
30.2%
Population age 65+
11.6%
Hispanic or Latino
0.0%
Black (non-Hispanic)
0.0%
Asian (non-Hispanic)
0.0%
Unemployment rate
0.0%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/kentucky/40813

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 40813 income statistics ($81,204 median)

ZIP Code Tabulation Area 40813 in Kentucky is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 40813 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 354 people live in this ZCTA. Median household income here ($81,204) is higher than Bell County County ($34,108). Operators sizing a local market often pair median income with mean income ($71,122) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Kentucky·ZIP codes in Bell County