Census ACS · ZIP Code Tabulation Area

40870 Income Statistics for 2026

Harlan County, Kentucky

Median household income

$51,452

Median household income ($51,452) is higher than Harlan County County ($41,724).

40870$51,452
Harlan County County$41,724
40815$68,155
40818—
40863$49,578
40927$52,381
40806$59,837

Average household income

$66,409

Average household income ($66,409) is higher than Harlan County County ($54,992).

40870$66,409
Harlan County County$54,992
40815$88,270
40818$88,233
40863$81,410
40927$81,083
40806$71,015

Per-capita income

$25,994

Per-capita income ($25,994) is higher than Harlan County County ($22,375).

40870$25,994
Harlan County County$22,375
40815$39,843
40818$29,194
40863$23,077
40927$35,872
40806$30,390

Households earning $100k+

11.5%

Households earning $100k+ (11.5%) is lower than Harlan County County (16.0%).

4087011.5%
Harlan County County16.0%
4081538.1%
4081812.5%
4086312.7%
4092715.8%
4080633.7%

All demographics

Population
564
Households
226
Median age
50.5 yrs
Median household income
$51,452
Mean household income
$66,409
Per capita income
$25,994
Median home value
$132,000
Median gross rent
—
Owner-occupied housing
99.1%
Bachelor's degree or higher
9.8%
In labor force
43.5%
Poverty rate
5.0%
Households earning $100k+
11.5%
Population under 5
2.1%
Population age 18–34
11.5%
Population age 25–44
17.0%
Population age 45–64
18.4%
Population age 65+
34.9%
Hispanic or Latino
0.0%
Black (non-Hispanic)
0.0%
Asian (non-Hispanic)
0.0%
Unemployment rate
22.7%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/kentucky/40870

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 40870 income statistics ($51,452 median)

ZIP Code Tabulation Area 40870 in Kentucky is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 40870 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 564 people live in this ZCTA. Median household income here ($51,452) is higher than Harlan County County ($41,724). Operators sizing a local market often pair median income with mean income ($66,409) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Kentucky·ZIP codes in Harlan County