Census ACS · ZIP Code Tabulation Area

41086 Income Statistics for 2026

Gallatin County, Kentucky

Median household income

$61,824

Median household income ($61,824) is lower than Gallatin County County ($64,794).

41086$61,824
Gallatin County County$64,794
41095$66,905
41046$63,250

Average household income

$95,014

Average household income ($95,014) is higher than Gallatin County County ($89,569).

41086$95,014
Gallatin County County$89,569
41095$88,432
41046$83,841

Per-capita income

$34,544

Per-capita income ($34,544) is higher than Gallatin County County ($33,987).

41086$34,544
Gallatin County County$33,987
41095$33,335
41046$35,079

Households earning $100k+

29.9%

Households earning $100k+ (29.9%) is lower than Gallatin County County (32.0%).

4108629.9%
Gallatin County County32.0%
4109532.1%
4104635.5%

All demographics

Population
2,237
Households
806
Median age
35.1 yrs
Median household income
$61,824
Mean household income
$95,014
Per capita income
$34,544
Median home value
$168,800
Median gross rent
$899
Owner-occupied housing
82.6%
Bachelor's degree or higher
14.6%
In labor force
56.6%
Poverty rate
7.5%
Households earning $100k+
29.9%
Population under 5
13.0%
Population age 18–34
20.3%
Population age 25–44
25.3%
Population age 45–64
29.1%
Population age 65+
9.3%
Hispanic or Latino
5.8%
Black (non-Hispanic)
0.1%
Asian (non-Hispanic)
0.0%
Unemployment rate
4.2%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/kentucky/41086

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 41086 income statistics ($61,824 median)

ZIP Code Tabulation Area 41086 in Kentucky is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 41086 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 2,237 people live in this ZCTA. Median household income here ($61,824) is lower than Gallatin County County ($64,794). Operators sizing a local market often pair median income with mean income ($95,014) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Kentucky·ZIP codes in Gallatin County