Census ACS · ZIP Code Tabulation Area

42634 Income Statistics for 2026

McCreary County, Kentucky

Median household income

$31,250

Median household income ($31,250) is lower than McCreary County County ($33,008).

42634$31,250
McCreary County County$33,008
42647$31,927
42653$42,656
42635$24,412
42649$38,382
42638$11,595

Average household income

$49,470

Average household income ($49,470) is higher than McCreary County County ($46,118).

42634$49,470
McCreary County County$46,118
42647$55,658
42653$51,945
42635$38,302
42649$37,089
42638$14,538

Per-capita income

$16,932

Per-capita income ($16,932) is lower than McCreary County County ($17,025).

42634$16,932
McCreary County County$17,025
42647$22,354
42653$16,787
42635$14,725
42649$15,592
42638$5,657

Households earning $100k+

10.1%

Households earning $100k+ (10.1%) is higher than McCreary County County (9.0%).

4263410.1%
McCreary County County9.0%
4264710.5%
4265311.8%
426357.5%
426496.1%
426380.0%

All demographics

Population
1,646
Households
573
Median age
40.5 yrs
Median household income
$31,250
Mean household income
$49,470
Per capita income
$16,932
Median home value
$68,900
Median gross rent
—
Owner-occupied housing
85.5%
Bachelor's degree or higher
7.4%
In labor force
37.8%
Poverty rate
31.6%
Households earning $100k+
10.1%
Population under 5
6.6%
Population age 18–34
23.5%
Population age 25–44
24.1%
Population age 45–64
22.7%
Population age 65+
17.3%
Hispanic or Latino
0.0%
Black (non-Hispanic)
1.3%
Asian (non-Hispanic)
0.5%
Unemployment rate
7.4%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/kentucky/42634

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 42634 income statistics ($31,250 median)

ZIP Code Tabulation Area 42634 in Kentucky is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 42634 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 1,646 people live in this ZCTA. Median household income here ($31,250) is lower than McCreary County County ($33,008). Operators sizing a local market often pair median income with mean income ($49,470) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Kentucky·ZIP codes in McCreary County