Census ACS · ZIP Code Tabulation Area

42728 Income Statistics for 2026

Adair County, Kentucky

Median household income

$51,623

Median household income ($51,623) is lower than Adair County County ($52,373).

42728$51,623
Adair County County$52,373
42741$78,269
42715—
42753$54,565

Average household income

$71,798

Average household income ($71,798) is lower than Adair County County ($72,038).

42728$71,798
Adair County County$72,038
42741$94,122
42715$76,843
42753$60,857

Per-capita income

$29,071

Per-capita income ($29,071) is higher than Adair County County ($28,842).

42728$29,071
Adair County County$28,842
42741$33,098
42715$18,375
42753$27,035

Households earning $100k+

22.2%

Households earning $100k+ (22.2%) is lower than Adair County County (23.0%).

4272822.2%
Adair County County23.0%
4274143.1%
4271535.3%
4275317.8%

All demographics

Population
16,412
Households
6,223
Median age
39.2 yrs
Median household income
$51,623
Mean household income
$71,798
Per capita income
$29,071
Median home value
$151,300
Median gross rent
$771
Owner-occupied housing
76.0%
Bachelor's degree or higher
22.8%
In labor force
54.5%
Poverty rate
17.1%
Households earning $100k+
22.2%
Population under 5
4.6%
Population age 18–34
25.2%
Population age 25–44
21.7%
Population age 45–64
25.3%
Population age 65+
19.8%
Hispanic or Latino
3.6%
Black (non-Hispanic)
2.3%
Asian (non-Hispanic)
0.3%
Unemployment rate
6.8%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/kentucky/42728

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 42728 income statistics ($51,623 median)

ZIP Code Tabulation Area 42728 in Kentucky is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 42728 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 16,412 people live in this ZCTA. Median household income here ($51,623) is lower than Adair County County ($52,373). Operators sizing a local market often pair median income with mean income ($71,798) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Kentucky·ZIP codes in Adair County