Census ACS · ZIP Code Tabulation Area

08321 Income Statistics for 2026

Cumberland County, New Jersey

Median household income

$105,074

Median household income ($105,074) is higher than Cumberland County County ($70,200).

08321$105,074
Cumberland County County$70,200
08327$61,528
08361$99,050
08348—
08311$86,324
08314$88,077

Average household income

$158,168

Average household income ($158,168) is higher than Cumberland County County ($95,213).

08321$158,168
Cumberland County County$95,213
08327$214,303
08361$113,994
08348$113,660
08311$103,442
08314$103,091

Per-capita income

$92,295

Per-capita income ($92,295) is higher than Cumberland County County ($33,074).

08321$92,295
Cumberland County County$33,074
08327$29,005
08361$41,968
08348$61,762
08311$40,105
08314$38,577

Households earning $100k+

50.6%

Households earning $100k+ (50.6%) is higher than Cumberland County County (33.0%).

0832150.6%
Cumberland County County33.0%
0832731.6%
0836149.2%
0834840.2%
0831138.0%
0831444.3%

All demographics

Population
133
Households
77
Median age
60.4 yrs
Median household income
$105,074
Mean household income
$158,168
Per capita income
$92,295
Median home value
$173,200
Median gross rent
—
Owner-occupied housing
77.9%
Bachelor's degree or higher
26.3%
In labor force
51.1%
Poverty rate
0.0%
Households earning $100k+
50.6%
Population under 5
0.0%
Population age 18–34
0.0%
Population age 25–44
0.0%
Population age 45–64
78.9%
Population age 65+
21.1%
Hispanic or Latino
0.0%
Black (non-Hispanic)
0.0%
Asian (non-Hispanic)
0.0%
Unemployment rate
23.5%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/new-jersey/08321

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 08321 income statistics ($105,074 median)

ZIP Code Tabulation Area 08321 in New Jersey is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 08321 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 133 people live in this ZCTA. Median household income here ($105,074) is higher than Cumberland County County ($70,200). Operators sizing a local market often pair median income with mean income ($158,168) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·New Jersey·ZIP codes in Cumberland County