Census ACS 5-year estimates · 2026
The average income for households in New Jersey is $143,363, which is 26% higher than the US average.
The median income for households in New Jersey is $103,556, which is 28% higher than the US median.
More New Jersey income data
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Explore the richest ZIPs in New JerseyNew Jersey has a population-weighted median household income of $112,096 and mean household income of $143,687 across 590 ZIP codes — 27.9% higher than the US average for median income.
$112,096
US ZIP-weighted median: $87,610 · 27.9% higher than the US average
$143,687
US ZIP-weighted mean: $113,774 · 26.3% higher than the US average
$54,270
US per capita: $44,688 · 21.4% higher than the US average
By age of householder
Census ACS table B19049 · 2024 5-year estimates
Gray bar = US median ($45,332)
Gray bar = US median ($90,756)
Gray bar = US median ($97,843)
Gray bar = US median ($58,390)
In New Jersey, younger households (householder under 25) report a median income of $55,814. Income peaks for householders aged 45 to 64, at $126,056. Among householders 65 and over, the median falls to $70,763 — a common pattern as people transition from career earnings to retirement income.
Income distribution
Census ACS table B19001 · 3,507,701 households · 2024 5-year estimates
Under $50k
24%
$50k–$99k
24%
$100k–$149k
18%
$150k+
33%
New Jersey has 3,507,701 households spread across 16 income brackets. The largest share (22%) falls in the $200,000 or more range. Roughly 52% of households earn $100,000 or more per year. About 24% earn less than $50,000.
Richest ZIP codes are ranked by mean household income among ZCTAs with at least 500 residents. Census suppresses exact medians above $250,000; mean income avoids ties.
| Rank | ZIP | County | Population | Mean income | Median income |
|---|---|---|---|---|---|
| 1 | 07078 | Essex County | 14,613 | $538,045 | $250,001 |
| 2 | 07423 | Bergen County | 4,270 | $441,123 | $250,001 |
| 3 | 07620 | Bergen County | 1,588 | $421,868 | $246,944 |
| 4 | 07046 | Morris County | 4,585 | $368,558 | $250,001 |
| 5 | 07458 | Bergen County | 11,828 | $365,769 | $244,022 |
| 6 | 08738 | Ocean County | 1,381 | $357,159 | $250,001 |
| 7 | 07021 | Essex County | 2,361 | $347,851 | $250,001 |
| 8 | 07704 | Monmouth County | 6,170 | $346,619 | $250,001 |
| 9 | 07934 | Somerset County | 1,293 | $346,457 | $245,429 |
| 10 | 07760 | Monmouth County | 9,692 | $342,827 | $226,635 |
590 ZIP codes grouped by county. Each code opens its income page.
Hero statistics use official Census ACS state totals (tables B19013 and S1902). Figures in this section are population-weighted aggregates of ZIP Code Tabulation Area (ZCTA) estimates for browsing individual ZIP codes. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/new-jersey
Permanent URL backed by Census ACS data in PocketBase.
Context & methodology
Household income in New Jersey is a core input for market sizing, franchise territory analysis, and local business plans. This page aggregates 590 ZIP Code Tabulation Areas (ZCTAs) using the U.S. Census Bureau's American Community Survey (ACS) 2024 5-year estimates — the same vintage used in official state tables B19013 (median income) and B19001 (income distribution).
New Jersey's population-weighted median household income is $112,096, 27.9% above the US ZIP-weighted median. Mean household income of $143,687 is typically higher than the median when affluent households pull up the average — a signal worth checking before assuming a market is uniformly wealthy.
In New Jersey, younger households (householder under 25) report a median income of $55,814. Income peaks for householders aged 45 to 64, at $126,056. Among householders 65 and over, the median falls to $70,763 — a common pattern as people transition from career earnings to retirement income.
New Jersey has 3,507,701 households spread across 16 income brackets. The largest share (22%) falls in the $200,000 or more range. Roughly 52% of households earn $100,000 or more per year. About 24% earn less than $50,000.
ACS 5-year estimates combine five years of survey responses, improving reliability for smaller geographies at the cost of timeliness. For high-stakes decisions — site selection, loan underwriting, or investor decks — cross-check these figures with the primary Census tables linked below and note that the Census top-codes median household income at $250,001, so ZIP codes at that ceiling are genuinely in the highest reported bracket.
Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).
Primary government data and reference pages for verifying and extending this analysis.
Official overview of the ACS — the primary source for annual household income, demographics, and housing estimates at state, county, and ZIP Code Tabulation Area levels.
Guidance on margins of error, sampling, and when to use 1-year vs. 5-year estimates — essential for interpreting small-area income data.
Explains how Census ZCTAs relate to USPS ZIP codes and why income figures may differ slightly from postal boundaries.
Population, income, poverty, and housing snapshot for New Jersey from the Census Bureau's QuickFacts portal.
Official ACS Table B19013 median household income for New Jersey.
Household counts by income bracket — the same B19001 structure shown in the income distribution chart on this page.
Employment, unemployment, wages, and CPI for New Jersey — useful context alongside household income figures.
BEA estimates of personal income, wages, and transfer payments at the state level.
Combine ZIP-level income with these free Resource tools for fuller market pictures.