Census ACS · ZIP Code Tabulation Area

08738 Income Statistics for 2026

Ocean County, New Jersey

Median household income

$250,001

Median household income ($250,001) is higher than Ocean County County ($91,599).

08738$250,001
Ocean County County$91,599
08008$120,054
08006$125,417
08741$143,094
08732$110,000
08742$123,152

Average household income

$357,159

Average household income ($357,159) is higher than Ocean County County ($118,702).

08738$357,159
Ocean County County$118,702
08008$208,152
08006$189,670
08741$163,943
08732$160,363
08742$155,265

Per-capita income

$153,702

Per-capita income ($153,702) is higher than Ocean County County ($44,929).

08738$153,702
Ocean County County$44,929
08008$101,770
08006$82,301
08741$65,864
08732$71,870
08742$65,555

Households earning $100k+

78.4%

Households earning $100k+ (78.4%) is higher than Ocean County County (45.0%).

0873878.4%
Ocean County County45.0%
0800858.7%
0800657.1%
0874165.5%
0873253.4%
0874259.6%

All demographics

Population
1,381
Households
592
Median age
58.6 yrs
Median household income
$250,001
Mean household income
$357,159
Per capita income
$153,702
Median home value
$1,493,200
Median gross rent
$2,094
Owner-occupied housing
95.3%
Bachelor's degree or higher
70.7%
In labor force
51.3%
Poverty rate
2.5%
Households earning $100k+
78.4%
Population under 5
1.2%
Population age 18–34
12.2%
Population age 25–44
9.3%
Population age 45–64
35.3%
Population age 65+
35.3%
Hispanic or Latino
2.4%
Black (non-Hispanic)
0.1%
Asian (non-Hispanic)
4.1%
Unemployment rate
5.6%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/new-jersey/08738

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 08738 income statistics ($250,001 median)

ZIP Code Tabulation Area 08738 in New Jersey is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 08738 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 1,381 people live in this ZCTA. Median household income here ($250,001) is higher than Ocean County County ($91,599). Operators sizing a local market often pair median income with mean income ($357,159) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·New Jersey·ZIP codes in Ocean County