Census ACS · ZIP Code Tabulation Area

12131 Income Statistics for 2026

Schoharie County, New York

Median household income

$71,563

Median household income ($71,563) is higher than Schoharie County County ($68,214).

12131$71,563
Schoharie County County$68,214
12071$99,375
12076$84,583
12066$78,571
12157$75,997
12031$87,143

Average household income

$97,357

Average household income ($97,357) is higher than Schoharie County County ($88,901).

12131$97,357
Schoharie County County$88,901
12071$118,452
12076$100,168
12066$98,372
12157$97,453
12031$95,784

Per-capita income

$41,636

Per-capita income ($41,636) is higher than Schoharie County County ($37,730).

12131$41,636
Schoharie County County$37,730
12071$48,501
12076$42,187
12066$41,684
12157$38,882
12031$43,303

Households earning $100k+

35.4%

Households earning $100k+ (35.4%) is higher than Schoharie County County (32.0%).

1213135.4%
Schoharie County County32.0%
1207149.2%
1207636.8%
1206635.7%
1215734.6%
1203137.5%

All demographics

Population
183
Households
79
Median age
46.9 yrs
Median household income
$71,563
Mean household income
$97,357
Per capita income
$41,636
Median home value
$165,000
Median gross rent
$950
Owner-occupied housing
91.1%
Bachelor's degree or higher
30.5%
In labor force
61.4%
Poverty rate
9.9%
Households earning $100k+
35.4%
Population under 5
9.8%
Population age 18–34
16.4%
Population age 25–44
14.8%
Population age 45–64
29.0%
Population age 65+
26.2%
Hispanic or Latino
0.5%
Black (non-Hispanic)
0.0%
Asian (non-Hispanic)
0.0%
Unemployment rate
9.0%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/new-york/12131

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 12131 income statistics ($71,563 median)

ZIP Code Tabulation Area 12131 in New York is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 12131 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 183 people live in this ZCTA. Median household income here ($71,563) is higher than Schoharie County County ($68,214). Operators sizing a local market often pair median income with mean income ($97,357) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·New York·ZIP codes in Schoharie County