Census ACS · ZIP Code Tabulation Area

12157 Income Statistics for 2026

Schoharie County, New York

Median household income

$75,997

Median household income ($75,997) is higher than Schoharie County County ($68,214).

12157$75,997
Schoharie County County$68,214
12071$99,375
12076$84,583
12066$78,571
12131$71,563
12031$87,143

Average household income

$97,453

Average household income ($97,453) is higher than Schoharie County County ($88,901).

12157$97,453
Schoharie County County$88,901
12071$118,452
12076$100,168
12066$98,372
12131$97,357
12031$95,784

Per-capita income

$38,882

Per-capita income ($38,882) is higher than Schoharie County County ($37,730).

12157$38,882
Schoharie County County$37,730
12071$48,501
12076$42,187
12066$41,684
12131$41,636
12031$43,303

Households earning $100k+

34.6%

Households earning $100k+ (34.6%) is higher than Schoharie County County (32.0%).

1215734.6%
Schoharie County County32.0%
1207149.2%
1207636.8%
1206635.7%
1213135.4%
1203137.5%

All demographics

Population
4,713
Households
1,859
Median age
41.9 yrs
Median household income
$75,997
Mean household income
$97,453
Per capita income
$38,882
Median home value
$223,400
Median gross rent
$887
Owner-occupied housing
84.0%
Bachelor's degree or higher
28.2%
In labor force
54.2%
Poverty rate
10.7%
Households earning $100k+
34.6%
Population under 5
6.8%
Population age 18–34
18.6%
Population age 25–44
23.4%
Population age 45–64
23.1%
Population age 65+
24.1%
Hispanic or Latino
2.7%
Black (non-Hispanic)
1.7%
Asian (non-Hispanic)
1.9%
Unemployment rate
5.6%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/new-york/12157

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 12157 income statistics ($75,997 median)

ZIP Code Tabulation Area 12157 in New York is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 12157 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 4,713 people live in this ZCTA. Median household income here ($75,997) is higher than Schoharie County County ($68,214). Operators sizing a local market often pair median income with mean income ($97,453) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·New York·ZIP codes in Schoharie County