About UsBusiness PlansMarket ResearchInsightsKnowledgeCareerLet's Talk

Census ACS · ZIP Code Tabulation Area

12197 Income Statistics for 2026

Otsego County, New York

Median household income

$77,778

Median household income ($77,778) is higher than Otsego County County ($70,474).

12197$77,778
Otsego County County$70,474
13450$119,167
13415$83,750
13326$80,040
13776$80,750
13796$88,750

Average household income

$86,823

Average household income ($86,823) is lower than Otsego County County ($90,929).

12197$86,823
Otsego County County$90,929
13450$213,023
13415$137,631
13326$127,020
13776$110,948
13796$107,456

Per-capita income

$33,307

Per-capita income ($33,307) is lower than Otsego County County ($37,326).

12197$33,307
Otsego County County$37,326
13450$70,969
13415$77,334
13326$54,422
13776$43,373
13796$37,830

Households earning $100k+

37.3%

Households earning $100k+ (37.3%) is higher than Otsego County County (31.0%).

1219737.3%
Otsego County County31.0%
1345060.4%
1341533.3%
1332642.1%
1377636.4%
1379647.2%

All demographics

Population
2,298
Households
828
Median age
45.1 yrs
Median household income
$77,778
Mean household income
$86,823
Per capita income
$33,307
Median home value
$165,200
Median gross rent
$732
Owner-occupied housing
89.6%
Bachelor's degree or higher
27.5%
In labor force
57.3%
Poverty rate
18.9%
Households earning $100k+
37.3%
Population under 5
9.7%
Population age 18–34
22.7%
Population age 25–44
17.1%
Population age 45–64
30.6%
Population age 65+
19.6%
Hispanic or Latino
11.7%
Black (non-Hispanic)
1.0%
Asian (non-Hispanic)
0.0%
Unemployment rate
4.0%
Open in interactive explorer

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/new-york/12197

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

← Back to New York income overview