Census ACS · ZIP Code Tabulation Area

12945 Income Statistics for 2026

Franklin County, New York

Median household income

$80,227

Median household income ($80,227) is higher than Franklin County County ($65,890).

12945$80,227
Franklin County County$65,890
12970$84,250
12920$79,773
12989$84,464
12983$65,985
12953$68,799

Average household income

$81,535

Average household income ($81,535) is higher than Franklin County County ($80,914).

12945$81,535
Franklin County County$80,914
12970$102,703
12920$99,619
12989$94,202
12983$89,069
12953$85,392

Per-capita income

$34,610

Per-capita income ($34,610) is higher than Franklin County County ($33,375).

12945$34,610
Franklin County County$33,375
12970$24,420
12920$39,697
12989$42,143
12983$44,357
12953$31,566

Households earning $100k+

26.8%

Households earning $100k+ (26.8%) is lower than Franklin County County (30.0%).

1294526.8%
Franklin County County30.0%
1297043.1%
1292040.1%
1298938.4%
1298331.0%
1295334.0%

All demographics

Population
391
Households
168
Median age
46.8 yrs
Median household income
$80,227
Mean household income
$81,535
Per capita income
$34,610
Median home value
$278,100
Median gross rent
—
Owner-occupied housing
92.9%
Bachelor's degree or higher
53.6%
In labor force
54.2%
Poverty rate
5.6%
Households earning $100k+
26.8%
Population under 5
5.6%
Population age 18–34
15.9%
Population age 25–44
23.8%
Population age 45–64
22.8%
Population age 65+
27.9%
Hispanic or Latino
0.0%
Black (non-Hispanic)
0.0%
Asian (non-Hispanic)
0.0%
Unemployment rate
0.0%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/new-york/12945

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 12945 income statistics ($80,227 median)

ZIP Code Tabulation Area 12945 in New York is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 12945 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 391 people live in this ZCTA. Median household income here ($80,227) is higher than Franklin County County ($65,890). Operators sizing a local market often pair median income with mean income ($81,535) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·New York·ZIP codes in Franklin County