Census ACS · ZIP Code Tabulation Area

38220 Income Statistics for 2026

Carroll County, Tennessee

Median household income

$46,791

Median household income ($46,791) is lower than Carroll County County ($50,942).

38220$46,791
Carroll County County$50,942
38318$107,845
38387$61,477
38321$56,474
38344$54,395
38235$63,750

Average household income

$53,273

Average household income ($53,273) is lower than Carroll County County ($66,662).

38220$53,273
Carroll County County$66,662
38318$90,387
38387$86,368
38321$73,220
38344$71,605
38235$68,695

Per-capita income

$21,589

Per-capita income ($21,589) is lower than Carroll County County ($26,896).

38220$21,589
Carroll County County$26,896
38318$41,904
38387$42,386
38321$29,550
38344$28,953
38235$27,348

Households earning $100k+

6.5%

Households earning $100k+ (6.5%) is lower than Carroll County County (20.0%).

382206.5%
Carroll County County20.0%
3831858.1%
3838740.1%
3832125.8%
3834420.7%
3823528.2%

All demographics

Population
1,720
Households
727
Median age
47.8 yrs
Median household income
$46,791
Mean household income
$53,273
Per capita income
$21,589
Median home value
$103,900
Median gross rent
$764
Owner-occupied housing
85.0%
Bachelor's degree or higher
12.9%
In labor force
49.3%
Poverty rate
16.4%
Households earning $100k+
6.5%
Population under 5
4.1%
Population age 18–34
14.8%
Population age 25–44
14.7%
Population age 45–64
30.5%
Population age 65+
23.0%
Hispanic or Latino
9.8%
Black (non-Hispanic)
5.9%
Asian (non-Hispanic)
0.0%
Unemployment rate
10.1%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/tennessee/38220

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 38220 income statistics ($46,791 median)

ZIP Code Tabulation Area 38220 in Tennessee is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 38220 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 1,720 people live in this ZCTA. Median household income here ($46,791) is lower than Carroll County County ($50,942). Operators sizing a local market often pair median income with mean income ($53,273) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Tennessee·ZIP codes in Carroll County