Census ACS · ZIP Code Tabulation Area

78640 Income Statistics for 2026

Hays County, Texas

Median household income

$90,075

Median household income ($90,075) is lower than Hays County County ($98,660).

78640$90,075
Hays County County$98,660
78737$168,920
78619$183,393
78620$153,477
78610$119,698
78676$87,344

Average household income

$102,165

Average household income ($102,165) is lower than Hays County County ($120,292).

78640$102,165
Hays County County$120,292
78737$219,236
78619$201,169
78620$195,749
78610$134,365
78676$120,275

Per-capita income

$36,864

Per-capita income ($36,864) is lower than Hays County County ($44,761).

78640$36,864
Hays County County$44,761
78737$74,677
78619$73,639
78620$70,947
78610$49,752
78676$52,706

Households earning $100k+

42.8%

Households earning $100k+ (42.8%) is lower than Hays County County (46.0%).

7864042.8%
Hays County County46.0%
7873776.0%
7861973.8%
7862066.9%
7861060.8%
7867643.4%

All demographics

Population
77,531
Households
27,375
Median age
33.4 yrs
Median household income
$90,075
Mean household income
$102,165
Per capita income
$36,864
Median home value
$330,400
Median gross rent
$1,730
Owner-occupied housing
71.0%
Bachelor's degree or higher
29.3%
In labor force
73.5%
Poverty rate
10.2%
Households earning $100k+
42.8%
Population under 5
7.3%
Population age 18–34
26.7%
Population age 25–44
32.6%
Population age 45–64
23.0%
Population age 65+
7.5%
Hispanic or Latino
56.7%
Black (non-Hispanic)
4.7%
Asian (non-Hispanic)
1.1%
Unemployment rate
3.2%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/texas/78640

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 78640 income statistics ($90,075 median)

ZIP Code Tabulation Area 78640 in Texas is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 78640 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 77,531 people live in this ZCTA. Median household income here ($90,075) is lower than Hays County County ($98,660). Operators sizing a local market often pair median income with mean income ($102,165) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Texas·ZIP codes in Hays County