Census ACS · ZIP Code Tabulation Area

32548 Income Statistics for 2026

Okaloosa County, Florida

Median household income

$65,342

Median household income ($65,342) is lower than Okaloosa County County ($82,452).

32548$65,342
Okaloosa County County$82,452
32541$95,124
32579$104,510
32578$108,972
32580$91,645
32531$84,992

Average household income

$89,053

Average household income ($89,053) is lower than Okaloosa County County ($108,996).

32548$89,053
Okaloosa County County$108,996
32541$155,090
32579$141,713
32578$135,551
32580$121,026
32531$109,347

Per-capita income

$40,604

Per-capita income ($40,604) is lower than Okaloosa County County ($44,066).

32548$40,604
Okaloosa County County$44,066
32541$69,452
32579$60,320
32578$53,107
32580$52,359
32531$43,310

Households earning $100k+

29.0%

Households earning $100k+ (29.0%) is lower than Okaloosa County County (41.0%).

3254829.0%
Okaloosa County County41.0%
3254146.6%
3257954.7%
3257856.5%
3258045.3%
3253142.9%

All demographics

Population
23,774
Households
10,333
Median age
40.2 yrs
Median household income
$65,342
Mean household income
$89,053
Per capita income
$40,604
Median home value
$321,200
Median gross rent
$1,345
Owner-occupied housing
58.0%
Bachelor's degree or higher
33.0%
In labor force
68.3%
Poverty rate
15.1%
Households earning $100k+
29.0%
Population under 5
5.7%
Population age 18–34
21.0%
Population age 25–44
29.7%
Population age 45–64
24.0%
Population age 65+
19.2%
Hispanic or Latino
14.3%
Black (non-Hispanic)
12.2%
Asian (non-Hispanic)
5.0%
Unemployment rate
3.3%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/florida/32548

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 32548 income statistics ($65,342 median)

ZIP Code Tabulation Area 32548 in Florida is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 32548 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 23,774 people live in this ZCTA. Median household income here ($65,342) is lower than Okaloosa County County ($82,452). Operators sizing a local market often pair median income with mean income ($89,053) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Florida·ZIP codes in Okaloosa County