Census ACS · ZIP Code Tabulation Area

40020 Income Statistics for 2026

Nelson County, Kentucky

Median household income

$90,712

Median household income ($90,712) is higher than Nelson County County ($72,477).

40020$90,712
Nelson County County$72,477
40013$100,226
40012$105,033
40004$66,578
40051$80,337
40008$66,486

Average household income

$84,856

Average household income ($84,856) is lower than Nelson County County ($87,850).

40020$84,856
Nelson County County$87,850
40013$103,673
40012$97,122
40004$86,718
40051$83,670
40008$83,157

Per-capita income

$31,321

Per-capita income ($31,321) is lower than Nelson County County ($35,035).

40020$31,321
Nelson County County$35,035
40013$38,816
40012$34,878
40004$35,246
40051$31,362
40008$35,150

Households earning $100k+

6.7%

Households earning $100k+ (6.7%) is lower than Nelson County County (32.0%).

400206.7%
Nelson County County32.0%
4001350.6%
4001250.4%
4000426.9%
4005138.2%
4000834.8%

All demographics

Population
199
Households
119
Median age
59.9 yrs
Median household income
$90,712
Mean household income
$84,856
Per capita income
$31,321
Median home value
—
Median gross rent
—
Owner-occupied housing
97.5%
Bachelor's degree or higher
13.0%
In labor force
35.4%
Poverty rate
2.0%
Households earning $100k+
6.7%
Population under 5
2.0%
Population age 18–34
8.0%
Population age 25–44
10.6%
Population age 45–64
54.8%
Population age 65+
31.2%
Hispanic or Latino
0.0%
Black (non-Hispanic)
0.0%
Asian (non-Hispanic)
0.0%
Unemployment rate
2.9%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/kentucky/40020

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 40020 income statistics ($90,712 median)

ZIP Code Tabulation Area 40020 in Kentucky is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 40020 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 199 people live in this ZCTA. Median household income here ($90,712) is higher than Nelson County County ($72,477). Operators sizing a local market often pair median income with mean income ($84,856) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Kentucky·ZIP codes in Nelson County