Census ACS · ZIP Code Tabulation Area

41040 Income Statistics for 2026

Pendleton County, Kentucky

Median household income

$49,147

Median household income ($49,147) is lower than Pendleton County County ($66,228).

41040$49,147
Pendleton County County$66,228
41033$100,260
41006$76,921

Average household income

$65,304

Average household income ($65,304) is lower than Pendleton County County ($80,316).

41040$65,304
Pendleton County County$80,316
41033$103,015
41006$92,853

Per-capita income

$28,428

Per-capita income ($28,428) is lower than Pendleton County County ($31,611).

41040$28,428
Pendleton County County$31,611
41033$34,852
41006$34,953

Households earning $100k+

22.1%

Households earning $100k+ (22.1%) is lower than Pendleton County County (33.0%).

4104022.1%
Pendleton County County33.0%
4103350.8%
4100642.7%

All demographics

Population
7,040
Households
2,781
Median age
43.4 yrs
Median household income
$49,147
Mean household income
$65,304
Per capita income
$28,428
Median home value
$137,500
Median gross rent
$878
Owner-occupied housing
70.8%
Bachelor's degree or higher
10.6%
In labor force
55.9%
Poverty rate
19.2%
Households earning $100k+
22.1%
Population under 5
5.1%
Population age 18–34
18.0%
Population age 25–44
24.8%
Population age 45–64
30.0%
Population age 65+
17.7%
Hispanic or Latino
1.3%
Black (non-Hispanic)
0.5%
Asian (non-Hispanic)
0.0%
Unemployment rate
6.2%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/kentucky/41040

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 41040 income statistics ($49,147 median)

ZIP Code Tabulation Area 41040 in Kentucky is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 41040 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 7,040 people live in this ZCTA. Median household income here ($49,147) is lower than Pendleton County County ($66,228). Operators sizing a local market often pair median income with mean income ($65,304) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Kentucky·ZIP codes in Pendleton County