Census ACS · ZIP Code Tabulation Area

49712 Income Statistics for 2026

Charlevoix County, Michigan

Median household income

$74,033

Median household income ($74,033) is lower than Charlevoix County County ($75,294).

49712$74,033
Charlevoix County County$75,294
49796$87,434
49720$77,603
49713$82,563
49782$75,938
49727$70,865

Average household income

$100,123

Average household income ($100,123) is lower than Charlevoix County County ($103,623).

49712$100,123
Charlevoix County County$103,623
49796$176,963
49720$112,946
49713$103,702
49782$96,566
49727$92,272

Per-capita income

$46,413

Per-capita income ($46,413) is lower than Charlevoix County County ($48,256).

49712$46,413
Charlevoix County County$48,256
49796$78,342
49720$55,084
49713$43,848
49782$48,984
49727$41,016

Households earning $100k+

32.6%

Households earning $100k+ (32.6%) is lower than Charlevoix County County (35.0%).

4971232.6%
Charlevoix County County35.0%
4979648.5%
4972036.8%
4971337.8%
4978236.6%
4972735.7%

All demographics

Population
8,203
Households
3,871
Median age
50.8 yrs
Median household income
$74,033
Mean household income
$100,123
Per capita income
$46,413
Median home value
$294,800
Median gross rent
$941
Owner-occupied housing
81.0%
Bachelor's degree or higher
34.0%
In labor force
61.0%
Poverty rate
7.0%
Households earning $100k+
32.6%
Population under 5
4.5%
Population age 18–34
15.8%
Population age 25–44
18.1%
Population age 45–64
29.7%
Population age 65+
26.9%
Hispanic or Latino
2.0%
Black (non-Hispanic)
0.7%
Asian (non-Hispanic)
0.7%
Unemployment rate
4.0%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/michigan/49712

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 49712 income statistics ($74,033 median)

ZIP Code Tabulation Area 49712 in Michigan is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 49712 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 8,203 people live in this ZCTA. Median household income here ($74,033) is lower than Charlevoix County County ($75,294). Operators sizing a local market often pair median income with mean income ($100,123) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Michigan·ZIP codes in Charlevoix County