Census ACS · ZIP Code Tabulation Area

49720 Income Statistics for 2026

Charlevoix County, Michigan

Median household income

$77,603

Median household income ($77,603) is higher than Charlevoix County County ($75,294).

49720$77,603
Charlevoix County County$75,294
49796$87,434
49713$82,563
49712$74,033
49782$75,938
49727$70,865

Average household income

$112,946

Average household income ($112,946) is higher than Charlevoix County County ($103,623).

49720$112,946
Charlevoix County County$103,623
49796$176,963
49713$103,702
49712$100,123
49782$96,566
49727$92,272

Per-capita income

$55,084

Per-capita income ($55,084) is higher than Charlevoix County County ($48,256).

49720$55,084
Charlevoix County County$48,256
49796$78,342
49713$43,848
49712$46,413
49782$48,984
49727$41,016

Households earning $100k+

36.8%

Households earning $100k+ (36.8%) is higher than Charlevoix County County (35.0%).

4972036.8%
Charlevoix County County35.0%
4979648.5%
4971337.8%
4971232.6%
4978236.6%
4972735.7%

All demographics

Population
9,017
Households
4,416
Median age
52.6 yrs
Median household income
$77,603
Mean household income
$112,946
Per capita income
$55,084
Median home value
$297,500
Median gross rent
$1,010
Owner-occupied housing
81.9%
Bachelor's degree or higher
41.4%
In labor force
55.4%
Poverty rate
10.2%
Households earning $100k+
36.8%
Population under 5
4.0%
Population age 18–34
15.1%
Population age 25–44
20.1%
Population age 45–64
28.8%
Population age 65+
29.2%
Hispanic or Latino
2.5%
Black (non-Hispanic)
0.7%
Asian (non-Hispanic)
0.9%
Unemployment rate
3.2%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/michigan/49720

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 49720 income statistics ($77,603 median)

ZIP Code Tabulation Area 49720 in Michigan is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 49720 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 9,017 people live in this ZCTA. Median household income here ($77,603) is higher than Charlevoix County County ($75,294). Operators sizing a local market often pair median income with mean income ($112,946) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Michigan·ZIP codes in Charlevoix County