Census ACS · ZIP Code Tabulation Area

49727 Income Statistics for 2026

Charlevoix County, Michigan

Median household income

$70,865

Median household income ($70,865) is lower than Charlevoix County County ($75,294).

49727$70,865
Charlevoix County County$75,294
49796$87,434
49720$77,603
49713$82,563
49712$74,033
49782$75,938

Average household income

$92,272

Average household income ($92,272) is lower than Charlevoix County County ($103,623).

49727$92,272
Charlevoix County County$103,623
49796$176,963
49720$112,946
49713$103,702
49712$100,123
49782$96,566

Per-capita income

$41,016

Per-capita income ($41,016) is lower than Charlevoix County County ($48,256).

49727$41,016
Charlevoix County County$48,256
49796$78,342
49720$55,084
49713$43,848
49712$46,413
49782$48,984

Households earning $100k+

35.7%

Households earning $100k+ (35.7%) is higher than Charlevoix County County (35.0%).

4972735.7%
Charlevoix County County35.0%
4979648.5%
4972036.8%
4971337.8%
4971232.6%
4978236.6%

All demographics

Population
6,755
Households
2,986
Median age
47.7 yrs
Median household income
$70,865
Mean household income
$92,272
Per capita income
$41,016
Median home value
$222,200
Median gross rent
$925
Owner-occupied housing
87.0%
Bachelor's degree or higher
25.7%
In labor force
56.0%
Poverty rate
9.4%
Households earning $100k+
35.7%
Population under 5
3.8%
Population age 18–34
18.0%
Population age 25–44
21.2%
Population age 45–64
28.2%
Population age 65+
24.5%
Hispanic or Latino
1.0%
Black (non-Hispanic)
0.3%
Asian (non-Hispanic)
0.6%
Unemployment rate
2.4%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/michigan/49727

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 49727 income statistics ($70,865 median)

ZIP Code Tabulation Area 49727 in Michigan is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 49727 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 6,755 people live in this ZCTA. Median household income here ($70,865) is lower than Charlevoix County County ($75,294). Operators sizing a local market often pair median income with mean income ($92,272) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·Michigan·ZIP codes in Charlevoix County