Census ACS · ZIP Code Tabulation Area

28746 Income Statistics for 2026

Rutherford County, North Carolina

Median household income

$70,469

Median household income ($70,469) is higher than Rutherford County County ($52,261).

28746$70,469
Rutherford County County$52,261
28720$63,438
28139$56,558
28114$60,500
28040$58,816
28167$59,732

Average household income

$114,752

Average household income ($114,752) is higher than Rutherford County County ($72,334).

28746$114,752
Rutherford County County$72,334
28720$114,958
28139$78,249
28114$74,166
28040$73,214
28167$67,712

Per-capita income

$57,878

Per-capita income ($57,878) is higher than Rutherford County County ($30,679).

28746$57,878
Rutherford County County$30,679
28720$64,609
28139$33,008
28114$29,517
28040$29,929
28167$29,570

Households earning $100k+

29.8%

Households earning $100k+ (29.8%) is higher than Rutherford County County (22.0%).

2874629.8%
Rutherford County County22.0%
2872032.9%
2813926.5%
2811425.5%
2804020.9%
2816724.5%

All demographics

Population
2,744
Households
1,397
Median age
61.0 yrs
Median household income
$70,469
Mean household income
$114,752
Per capita income
$57,878
Median home value
$470,700
Median gross rent
$892
Owner-occupied housing
88.7%
Bachelor's degree or higher
46.2%
In labor force
42.1%
Poverty rate
16.4%
Households earning $100k+
29.8%
Population under 5
0.9%
Population age 18–34
8.8%
Population age 25–44
15.9%
Population age 45–64
30.4%
Population age 65+
39.8%
Hispanic or Latino
4.9%
Black (non-Hispanic)
4.5%
Asian (non-Hispanic)
0.0%
Unemployment rate
6.0%

County and peer ZIP comparisons use population-weighted aggregates from other ZCTAs in the same county. Source: US Census Bureau ACS 5-year estimates. Page URL: https://resource.skyrocketbpo.com/tools/market-research/us-income-demographics-by-zip-code/north-carolina/28746

Link to this page

Permanent URL backed by Census ACS data in PocketBase.

Context & methodology

About ZIP 28746 income statistics ($70,469 median)

ZIP Code Tabulation Area 28746 in North Carolina is defined by the U.S. Census Bureau for statistical reporting. It closely matches USPS ZIP code 28746 but may differ slightly at edges — use these ACS figures as demographic benchmarks, not exact postal boundaries.

An estimated 2,744 people live in this ZCTA. Median household income here ($70,469) is higher than Rutherford County County ($52,261). Operators sizing a local market often pair median income with mean income ($114,752) and the share of households earning $100k+ to gauge both typical and upscale demand.

The neighboring ZIP comparison table above lists adjacent ZCTAs with their own ACS estimates. Large gaps between adjacent ZIP codes are common — a few miles can separate very different income profiles, which matters for retail trade areas, service radius, and competitive positioning.

Small-area ACS estimates carry wider margins of error than state or county totals. The Census Bureau publishes guidance on interpreting confidence intervals (linked below). When a figure is critical to your analysis, download the underlying table from data.census.gov and review the margin of error column before citing it in a business plan or press release.

Data vintage: Census ACS 2024 5-year estimates (published 2026). Tables: B19013 (median HH income), B19001 (distribution), B19049 (income by age of householder).

Authoritative sources & further reading

Primary government data and reference pages for verifying and extending this analysis.

Related market research tools

Combine ZIP-level income with these free Resource tools for fuller market pictures.

All ZIP codes·North Carolina·ZIP codes in Rutherford County